Terms and Conditions

Welcome. This website and any associated lead-generation landing pages (the “Site”) are operated by Newrosebud (“we,” “us,” or “our”). By accessing the Site or submitting your information through any of our forms, you agree to these Terms and Conditions (“Terms”). If you do not agree, please do not use the Site or submit your information.

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1. What We Do — and What We Do Not Do

Newrosebud is a lead-generation service. We operate websites and advertising that allow you to request information about debt-relief, debt-consolidation, consumer-proposal, and related financial services. When you submit your information, we connect you with one or more independent third-party providers (“Providers”) who may contact you about their services.

2. Submitting Your Information and Consent to Contact

By submitting your information through the Site, you acknowledge and agree that:

• You are at least 18 years of age and are submitting your own information truthfully and accurately;
• We will share or sell your information to one or more Providers, as described in our Privacy Policy, so that they may contact you; and
• You consent to be contacted by us and by those Providers by phone, email, and SMS regarding the services you requested, including where your number may be registered on a do-not-call list, consistent with the consent you provide.

You may withdraw your consent and opt out of further contact at any time as described in our Privacy Policy.

Please review our Privacy Policy, which explains how we collect, use, share, and sell your personal information and forms part of these Terms.

3. No Guarantee of Results or Eligibility

Submitting your information does not guarantee that you will be contacted by a Provider, that you will qualify for any program or service, or that any debt-relief or financial outcome will be achieved. Provider availability, eligibility criteria, fees, and outcomes are determined solely by the Providers and are outside our control.

4. Use of the Site

You agree to use the Site only for lawful purposes. You may not use the Site to transmit harmful or malicious content, to interfere with its normal functioning, or to submit information that is false or that belongs to another person without authorization.

5. Intellectual Property

All content on the Site — including logos, branding, text, graphics, and software — is owned by or licensed to Newrosebud. You may not reproduce, distribute, or reuse this content without our prior written permission.

6. Third-Party Providers and Content

The Providers we connect you with, and any third-party websites or content linked from or displayed on the Site, are independent of us. We do not control and are not responsible for the services, content, advice, fees, conduct, or privacy practices of any Provider or third party. Your dealings with any Provider are solely between you and that Provider.

7. Limitation of Liability

The Site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied. To the fullest extent permitted by law, Newrosebud and its operators will not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of the Site, your submission of information, or any contact with or services provided by a Provider — even if advised of the possibility of such damages. Nothing in these Terms excludes liability that cannot be excluded under applicable law.

8. Indemnification

You agree to indemnify and hold harmless Newrosebud from any claims, losses, or damages arising out of your breach of these Terms or your misuse of the Site.

9. Termination

We reserve the right to restrict, suspend, or terminate your access to the Site at any time, without notice, at our discretion.

10. Governing Law

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict-of-laws principles. You agree to the exclusive jurisdiction of the courts located in Ontario, Canada.

11. Changes to These Terms

We may update these Terms from time to time. The updated version will be indicated by a revised “Last updated” date. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

12. Contact Us

If you have questions about these Terms, please contact us:

This document is a template reflecting common Canadian requirements for a consumer-facing lead-generation business that shares/sells consumer information to third-party providers. It is not legal advice. Because this operation collects sensitive financial information and distributes it to third parties in a regulated sector, have these Terms — and your on-form consent language — reviewed by a Canadian lawyer before publishing.